Trusted Credit Experts
Turn Your Credit Into Your Advantage
Brillant Enterprises empowers you to take control of your financial future. Our expert credit services help you correct errors, optimize your profile, and unlock opportunities for homeownership,
business funding, and more.
What We Help You Remove or Correct*
We specialize in identifying and disputing items that may be inaccurate, unverifiable, or unfair:
*Results vary depending on reporting
and verification.
Why Choose Brillant Enterprises
We are more than a credit repair company. We are your partners in building financial strength. Our team combines proven expertise, personalized strategies, and a client-first approach to help you achieve lasting results.
Our Strengths in Action:
Certified Credit Consultants guide every dispute with precision.
Real clients experience measurable improvements.
You always know what we’re doing and why.
Every plan is tailored to your unique situation.
Quick action to correct errors and optimize your credit.
Your financial goals
are our top priority.
Our Credentials & Certifications:
Certified Credit Consultants (CCC)
Member of the National Association of Credit Services Organizations
Fully Licensed and Bonded
A+ Rating with the Better Business Bureau
With Brillant Enterprises, you can trust your credit is in capable hands.
Credit Solutions
Best for minor credit issues or early-stage credit repair. Foundational disputes and credit correction support.
Includes:
Unlimited disputes with all
3 major credit bureausPersonalized 3-Bureau credit analysis
24/7 portal + mobile-app access to watch deletions in real time
Progress update email/text each round – know exactly what was removed
Monthly payments without commitment
90-day money-back guarantee
Best for multiple negative accounts or more challenging credit situations. Expanded disputes and faster, more aggressive correction strategy.
Includes:
Everything included in the Essential Membership
Dual-layer bureau dispute strategy — two disputes submitted per round
Expanded direct disputes to debt collectors, beyond credit bureaus
ChexSystems disputes included
Innovis secondary bureau disputes included
Priority processing — your file is handled ahead of the standard queue
Personalized credit score action plan with tailored credit-building recommendations
Cancel anytime with a 90-day money-back guarantee
Best for complex credit histories needing maximum intervention and priority handling. Highest level of support and intensive
dispute strategy.
Includes:
Everything included in the Advanced Plan
Six full dispute rounds with no monthly fees — prepaid and locked in
ChexSystems + EWS disputes included for expanded banking-history coverage
Priority handling maintained across all six rounds
Extended coverage designed for more complex and high-impact credit profiles
Advanced credit score action plan with ongoing strategic adjustments
Exclusive 25% VIP savings on additional services and future purchases
Enhanced VIP referral rewards — earn 50% more on every referral
Summons Response Express
$747
Sued by a debt collector or creditor? Upload your summons, answer a few questions, and get a signature-ready court response within 1 business day, clerk rejects it for formatting? We'll fix it free or refund 100%.
Everything included in the Advanced Plan
Six full dispute rounds with no monthly fees — prepaid and locked in
ChexSystems + EWS disputes included for expanded banking-history coverage
Priority handling maintained across all six rounds
Extended coverage designed for more complex and high-impact credit profiles
Advanced credit score action plan with ongoing strategic adjustments
Exclusive 25% VIP savings on additional services and future purchases
Enhanced VIP referral rewards — earn 50% more on every referral
ChexSystems Removal
$297
Struggling to open a bank account? We'll dispute inaccurate accounts and inquiries from your ChexSystems report — and we also provide cleanup services for other banking bureaus like Early Warning Services
Complete ChexSystems report analysis
Speedy turnaround time
Challenges inaccurate accounts and inquiries
Improve banking eligibility
Minimal documentation required
Expedited Inquiry Removal
$397
Get hard inquiries removed from all 3 credit bureaus
Quick turn around time
See results in as little as 48 hrs
Flat fee for all inquiries
Minimum 5 inquiries required
Priority Processing
How it Works
Our four-step approach makes credit repair simple, transparent, and effective.
We handle the complexity so you can
focus on your financial goals.
We analyze all three major credit reports to find errors, outdated information, and areas for improvement.
We create a personalized plan detailing how to dispute inaccuracies and optimize your credit profile.
Our team monitors your progress, implements strategic recommendations, and guides you on responsible credit habits.
Learn the principles that keep your credit strong for the long term.
Success Stories
Brillant Enterprises helped me increase my credit score by 180 points in 8 months. I qualified for my dream home and finally feel in control.
After a difficult divorce, they removed inaccuracies and taught me how to maintain a strong credit profile. I feel empowered and confident in my finances.
I was skeptical at first, but Brillant Enterprises removed 12 negative items from my report and my score jumped from 520 to 710. Thank you for giving me a second chance.
4.9 out of 5
Average Rating
98 percent
Client Satisfaction
300+
Lives Impacted
Brillant Enterprises LLC
Effective Date: Jan 1st, 2026
IMPORTANT NOTICE REGARDING TEXT MESSAGING
DATA
Brillant Enterprises LLC ("we," "us," or "our") DOES NOT share customer opt-in information, including phone numbers and consent records, with any affiliates or third parties for marketing, promotional, or any other purposes unrelated to providing our direct services. All text messaging originator opt-in data is kept strictly confidential.
1. Information We Collect
We collect the following types of information:
Personal Information:
• Name, email address, phone number, physical address
• Payment information when you make a purchase or request a quote
• Opt-in records and timestamps for all communication channels (SMS, email, etc.)
Non-Personal Information:
• IP address, browser type, device information
• Website usage patterns and analytics
• Cookies and similar technologies
Customer Communication:
• Records of inquiries and service requests
• Appointment details and preferences
• Service history and feedback
2. How We Use Your Information
We use collected data for:
• Providing and improving our services
• Processing transactions and payments
• Communicating with you about your inquiries, appointments, and promotions
• Enhancing website functionality and user experience
• Ensuring security and fraud prevention
• Maintaining records of your communication preferences and consent
3. SMS Messaging & Compliance
Text Message Program Terms & Conditions
By opting into our SMS messaging services, you agree to receive text messages related to our services, including appointment reminders, customer support, and important updates.
Opt-In & Consent:
• You will only receive messages if you have explicitly opted in
• We maintain timestamped records of all opt-in actions
• We comply with the Telephone Consumer Protection Act (TCPA) and all applicable laws
Opt-Out Instructions:
• You can cancel SMS notifications at any time by replying "STOP"
• You will receive a final confirmation message, and no further messages will be sent unless you re-opt in
• All opt-out requests are processed immediately.
Message Frequency & Content:
• Message frequency varies based on your interactions with our business
• Messages will be directly related to the services you have requested
• We do not send promotional content without specific consent
Help & Support:
• Reply "HELP" for assistance or contact us at [email protected]
• Customer support is available during regular business hours
Carrier Information:
• Standard message and data rates may apply
• Carriers are not liable for delayed or undelivered messages
• Supported carriers include AT&T, Verizon, T-Mobile, Sprint, and most regional carriers
SMS Data Protection Statement
No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. Information sharing to subcontractors in support services, such as customer service is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
We implement strict data protection measures to safeguard your SMS opt-in information and consent records.
4. Information Sharing & Disclosure
We do not sell, rent, or trade personal information. We may share information with:
Service Providers:
• Third-party vendors who assist in our operations (e.g., payment processing, appointment scheduling)
• SMS aggregators and providers solely for the purpose of delivering messages you've consented to receive
• All service providers are contractually obligated to maintain confidentiality and security
Legal Compliance:
• If required by law, legal process, or to protect our rights
• In response to valid law enforcement requests or court orders
Business Transfers:
• In case of mergers, acquisitions, or sale of assets
• In such cases, your data remains protected under the terms of this policy
All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the Text Message services.
5. Data Security
We implement and maintain reasonable security measures to protect your personal information:
• Encryption of sensitive data in transit and at rest
• Secure access controls and authentication mechanisms
• Regular security assessments and updates
• Employee training on data protection
• Breach notification protocols in accordance with applicable laws
• Secure backup systems and disaster recovery procedures
Despite these measures, no method of transmission over the Internet or electronic storage is 100% secure. We strive to use commercially acceptable means to protect your personal information but cannot guarantee absolute security.
6. Cookies & Tracking Technologies
We use cookies and similar technologies to:
• Analyze site traffic and user behavior
• Remember your preferences
• Improve website functionality and user experience
• Measure the effectiveness of our services
You may control cookies through your browser settings. Disabling cookies may limit your ability to use certain features of our website.
7. Your Rights & Choices
You have the right to:
• Access, update, or delete your personal information
• Opt-out of marketing emails by clicking "unsubscribe" in our emails
• Opt-out of SMS messages by replying "STOP"
• Request information on how we process your data
• Withdraw consent at any time for future communications
• Lodge a complaint with a supervisory authority if you believe your rights have been violated
To exercise these rights, please contact us using the information in Section 10.
8. Third-Party Links
Our website may contain links to third-party websites. We are not responsible for their privacy practices and encourage you to review their policies. This privacy policy applies only to information collected by Brillant Enterprises LLC.
9. Changes to This Privacy Policy
We may update this policy periodically. The latest version will always be available on our website with the effective date. For significant changes, we will notify you by email or through a notice on our website.
10. Contact Us
If you have questions about this Privacy Policy or how your information is handled, contact us at:
Brillant Enterprises LLC
Phone: 732-467-9939
Email: [email protected]
Website: www.brillantcredit.com
By using our website and services, you consent to this Privacy Policy.
Meet the Founder
Armand Brillant is the Founder and CEO of Brillant Enterprises, a financial solutions firm specializing in credit optimization and business funding strategy. He helps individuals and entrepreneurs strengthen their credit and position themselves for real financial opportunities.
His mission is simple: provide clarity, strategy, and execution so clients can build strong credit and create lasting financial leverage.
At Brillant Enterprises, credit is not just improved. It is rebuilt with intention.
Meet the Founder
Armand Brillant is the Founder and CEO of Brillant Enterprises, a financial solutions firm specializing in credit optimization and business funding strategy. He helps individuals and entrepreneurs strengthen their credit and position themselves for real financial opportunities.
His mission is simple: provide clarity, strategy, and execution so clients can build strong credit and create lasting financial leverage.
At Brillant Enterprises, credit is not just improved. It is rebuilt with intention.
Take Control of Your Credit
Your credit is your power. Start building the financial life you deserve today.
Every day you wait is a missed opportunity.
Brillant Enterprises provides assistance disputing inaccurate, outdated, or unverifiable credit items. Results vary by individual. No specific credit score improvement is guaranteed. Consumers may dispute credit information directly at no cost. All services comply with the Credit Repair Organizations Act and Fair Credit Reporting Act.
Privacy Policy | Terms & Conditions
© 2026 Brillant Enterprises LLC. All Rights Reserved
Take Control of
Your Credit
Your credit is your power. Start building the financial life you deserve today.
Every day you wait is a missed opportunity.
Brillant Enterprises provides assistance disputing inaccurate, outdated, or unverifiable credit items. Results vary by individual. No specific credit score improvement is guaranteed. Consumers may dispute credit information directly at no cost. All services comply with the Credit Repair Organizations Act and Fair Credit Reporting Act.
© 2026 Brillant Enterprises LLC. All Rights Reserved